在过去的十年里，国内移动支付可谓说是融入到我们日常生活的方方面面了，出门带上手机就可以完成一年的生活起居和工作安排了，移动支付取代现金已经成为大多数人的主要支付方式，那么针对移动支付你有什么看法呢？今天我们从网上给大家摘录了一篇高分范文，希望对备考的同学们有所帮助！

The Dash from Cash

Dash: going somewhere quickly.

Over the past decade, digital payments have taken off and now this payment revolution is about to turn cash into an endangered species in many economies. Countries dematerialize payments at varying speeds. But the direction of travel is clear, and in some cases the journey is nearly complete.

在过去十年，数字支付已经兴起。在很多经济体，这场支付革命现在正要把现金变成濒危物种。不同的国家去现金支付的速度不同。但是方向都是明确的，在一些地方，这个过程基本上已经快完成了。

Cash is dying out because of two forces. One is demand—younger consumers want payment systems that plug seamlessly into their digital lives. But equally important is that suppliers, such as banks, tech firms and telecoms companies, are developing fast, easy-to-use payment technologies from which they can pull data and pocket fees.

There is a high cost to running the infrastructure behind the cash economy—ATMs, vans carrying notes, tellers who accept coins. Most financial firms are keen to abandon it, or deter old-fashioned customers with hefty fees.

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现金的消亡是因为两个原因。其一是需求。年轻的消费者需要的是能跟当今的数字生活无缝衔接的支付系统。另外同等重要的是供应商，比如银行，科技公司和通信公司，都在研发快速，便捷的支付技术，从中他们能收集数据和收取小额费用。现金经济的背后是高昂的配套设施运行成本，自动取款机，运钞车，接受硬币的收银员。大多数金融公司都热衷于放弃现金，或者用高昂的费用阻止传统的客户。

Cash is inefficient. In rich countries, minting, sorting, storing and distributing it is estimated to cost about 0.5% of GDP. When payments dematerialize, people and shops are less vulnerable to theft. Governments can keep closer tabs on fraud or tax evasion. Digitalization vastly expands the playground of small businesses and sole traders by enabling them to sell beyond their borders. It also creates a credit history, helping consumers borrow.

Yet set against these benefits are a bundle of worries. Electronic payment systems may be vulnerable to technical failures, power blackouts and cyber-attacks.

In a cashless economy the poor, the elderly and country folk may be left behind. And eradicating cash, an anonymous payment method, for a digital system could let governments snoop on people’s shopping habits and private titans exploit their personal data.

以上就是我们本期给大家分享的雅思写作高分范文的全部内容了，希望对备考雅思的同学们有所帮助！另外在前面的内容当中，我们也给大家从网上收集了很多雅思写作的话题语料，大家可以翻阅看一看哦。